Medicare

Medicare benefits are for eligible beneficiaries that are 65 years of age and older or those that have qualified for disability. 

There are several options available to eligible beneficiaries and unfortunately with those options sometimes confusion and a sense of being overwhelmed with how to understand and confidently make the right choice of supplemental coverage that will fit your needs.

We are here to help!! We have combined 40 years of experience in the Insurance world and the last 10+ years have been driven by assisting Seniors and qualified disability beneficiaries on how to understand the different options available and give you the confidence to choose the plan that will best meet your current needs. We are focused on building lasting relationships with our clients. We want to guide and educate you clients and progress through the years and the many phases in your life and the lives of your families. We keep you abreast to any pertinent changes that you need to know to continually keep you in the plan that financially makes sense for you as well as meet both, your medical and prescription drug needs.

Medicare/Medicaid
Beneficiaries that are both Medicare and Medicaid eligible are termed as Dual Beneficiary. This means that you have a variety of options available to you with different benefit enrollment timeframes that differ from non-dual beneficiaries. Many times there are questions and needs that Dual Beneficiaries have and they often do not know where to go for those answers. We are here to assist and educate you on what benefits and plans are available to help you with your health care and prescription drug needs. We have plans that provide added benefits to assist with dental, vision, and travel to and from the doctor as well.

We are here to provide you the information that you need to pick the benefits that will provide you with the level of health care and prescription drug coverage that fits your circumstances and we strive to provide you with the education so you can be confident in the choices you make with your benefits.

Choosing a health insurance plan for individuals and their family has flexible options and affordable choices. Beside benefiting from providing your family with an ACA-Complaint plan that offers protection form staggering financial burdens that can result from medical expenses for care, you also avoid or minimize the ACA individual mandated Obamacare penalty.

There are an increasingly more Americans today buying their own insurance and the reality is that the process can be intimidating, especially since the terminology is often unfamiliar and quite confusing with the silent fear of making the wrong choice on an area that the financial and overall health care stakes are high. 

Find out how we can help you make sense of the plethora of insurance language and how we can assist you in determining what is the plan that will meet you and your family's needs.