LIFE INSURANCE

Many people see life insurance as only for paying for funerals. They do not plan or consider the other factors that impact the family long after their loved one has passed such as any debts the family may have left behind with less income to pay with, i.e. student loans, mortgages, credit cards, car loads, etc. Having enough life insurance can help elevate some of the stress and burden that is created during your family's transition when you are gone. These are true expenses that add up and do not miraculously disappear because a loved one has passed.

Life insurance can also be a beneficial tool in the construction of Estate Planning and can potentially be utilized to minimize taxable events. Additionally, today's life insurance policies can provide various benefits that can also be utilized while you are still living to assist with accidents or disability to name a few. 

Before you buy life insurance, make sure you understand the options that are available in the variety of life insurance policies that are out there today.

Life insurance does not have to be intimidating or overwhelming. Let us educate you so you can choose the proper policy to meet your specific needs.

We work with you to determine what an individual's last wishes are that you want carried out. By appropriate planning, we are able to reduce the burden and turmoil for the surviving family members and loved ones. In this planning process we can shelter them from what otherwise could be a potential financial burdened from the funeral expenses as well as reduce the overwhelming stress associated with the decision making process at a very difficult time.

We educate you on what the differences are between the several products available to be utilized in Pre-Need Planning and we assist you in implementing the most suitable type of product that will best meet your final wishes. We strive to remove the stress not only off of the surviving family, we strive to address all necessary details to design a plan that when implemented can remove unnecessary stress off of the surviving family and create the peace of mind for all involved.