wealth sculptor

Wealth Sculptor is an innovative software program designed to give you financial independence by educating you and making you aware of the different options you have available in your financial future.

Wealth Sculptor is not a web-based program where you are exposed to hackers or take the chance of losing all your personal information if the web page suddenly goes down. You receive a CD that has all the information on it, or you can download it directly from our website. You can use it in the safety and privacy of your own home.
 

Wealth Sculptor modules:

Financial Modules:
We have created many financial modules that you can take advantage of to pay off existing debt in half the time it normally would take you. You can save and budget money so you will have a nest egg when you retire. One of the modules is our amortization module. This module will enable you to pay off your mortgage in record time and put thousands of dollars in your pocket with no alteration of your current lifestyle. 

We show you how to maximize principle accumulation and minimize interest accumulation by making the same money work for you instead of doing nothing. We will show you how to turn your checking, savings and your line of credit into a interest cancelation machine.

Budget Module:
This module allows you to input all of your income and expenses so that you have a complete picture of where your money is going. This is the foundation in which you will begin to create your own wealth sculptor financial plan.

Amortization Module:
This module allows you to input your conventional mortgage information and then implement the Wealth Sculptor Program to show you how you can accelerate the pay off of your mortgage, resulting in substantial interest savings. We will show you how to become your own bank and take back control over your hard earned dollars.

Example: Utilizing the Wealth Sculptor plan and making a one time extra payment of $5000.00 without changing current lifestyle:
Loan Amount: $250,000.00
Fixed Rate: 6%
Months: 360
Payment: $1580.17
Conventional Mortgage Interest: $318,862.17
Wealth Sculptor Program Interest: $290,923.84
Total Interest savings: $27,938.33
Total Months reduced off Loan: 20 Months

What could you do with $27,938.33 NOT going into the Bank, but staying in YOUR POCKET?
 

A typical homeowner can create more equity in their home within 30 days of starting this program than in a full year of making normal mortgage payments on a typical 30 year mortgage!

Annuity Module: 
This module gives you the ability to input different scenarios to show you if you will run out of money as well as show you how much you can potentially accumulate by utilizing different investment vehicles from the savings of paying off your mortgage early. 

Life Insurance Module: 
This module is the most in-depth module for calculating life insurance needs. Most families under insure their lives and this results in the survivors struggling as well as not having the ability to maintain their current lifestyle in the event of an untimely death. 

What-If Module: 
This module is unique in the fact that you can input the cost of a higher priced item and a lower cost item and compare the savings that you could accumulate by making subtle changes in your spending. Many times families do not believe that they have any money for saving and this module helps you find the money that is already accessible to you.

We are continually upgrading our program with different modules and information to assist you and your family to gain financial freedom.

As a Wealth Sculptor Member you will have access to download free of charge any new modules or revisions as they are made available. This truly is a program where everyone WINS!

We show you how to get ahead without working more hours or taking on a second job. You will see the benefits immediately.